Allstate Insurance Company today released its tenth annual "Allstate America's Best Drivers Report®." The report, based on Allstate claims data, ranks America's 200 largest citiesi in terms of car collision frequency to identify which cities have the safest drivers. The report underscores Allstate's commitment to keeping roadways safer for customers and other drivers.
This year, new data uncovers how these cities rank when factors like population, population density and precipitation are considered. For the first time, Allstate is revealing the 10th annual report, new location factor rankings and historical rankings from the past 10 years in an interactive mapping tool found at www.allstate.com/BestDriversReport.
"A big part of our job at Allstate is to help our customers prevent bad things from happening. With that in mind, our actuaries reviewed millions of records to develop this year's report which presents new data to equip them with better driving awareness tools," said Mike Roche, executive vice president of claims, Allstate. "Allstate is showing drivers that factors like population, a city's density and precipitation may contribute to their driving safety to reveal important lessons on the road." For the fourth year in the report's history, the top honor of "America's Safest Driving City" is Fort Collins, Colorado. Fort Collins has placed in the top ten every year since the report's inception. This year, the results indicate the average driver in Fort Collins will experience an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years.
For each of the location factors Allstate measured in this year's report, the insurer recommends drivers use caution especially when driving under these conditions:
Highly populated cities Know what's happening in the city during the time you're driving. Find out if there are events that may impact traffic, and listen to traffic reports on your car radio. Avoid traffic jams or explore alternative routes, if possible.
Get directions to where you're going. Review directions carefully in advance. If you get lost mid-trip, safely pull over and wait until you feel calm enough to get back on the road, using that time to get directions, check traffic or call for help.
Densely populated cities
Allow plenty of time to reach your destination. Stop-and-go traffic, gridlock, traffic signal stops, pedestrian walkways and events that create traffic detours can add time to your travel.
Stay alert. Be prepared to frequently stop or slow down for pedestrians, emergency vehicles, delivery trucks, parking cars, taxi cabs, and public transportation vehicles such as city buses.
Cities with high levels of precipitation
Be aware of road conditions. Ice, snow, fog, rain - all of these weather conditions require extra caution and slower speeds. Stopping safely in rain and snow takes greater lengths of roadway than in dry conditions.
Maintain your vehicle to prepare for extreme weather. Headlights and brake lights are critical in low visibility situations – be sure they are consistently maintained along with other critical car functions such as brakes and windshield wipers.
According to the National Highway Traffic Safety Administration, 33,500 car crash fatalities occurred in 2012. Additionally, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions. Allstate utilizes the America's Best Drivers Report to remind drivers to stay vigilant behind the wheel and protect themselves from challenging driving conditions.
The Report For the past ten years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2011 to December 2012).
A weighted average of the two-year numbers determines the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.
10th Annual Allstate America's Best Drivers Report® Top 10 Safest Cities
City & Overall Ranking
Collision Likelihood Compared to National Average
Average Years Between Collisions
1. Fort Collins, Colo.
29.6% less likely
2. Brownsville, Texas
29.5% less likely
3. Boise, Idaho
28.4% less likely
4. Kansas City, Kas.
22.4% less likely
5. Huntsville, Ala.
20.3% less likely
6. Montgomery, Ala.
19.4% less likely
7. Visalia, Calif.
19.1% less likely
8. Laredo, Texas
18.3% less likely
9. Madison, Wis.
17.8% less likely
10. Olathe, Kas.
17.5% less likely
For the first time in the report's ten-year history, Allstate's interactive mapping tool demonstrates how location factors like population, population density and precipitation weight a city's driving safety ranking. When taking challenging roadway conditions into consideration, some cities' safest drivers ranking changed based on the likelihood for collision and these location factors.
About Allstate The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its Allstate, Encompass, Esurance and Answer Financial brand names and Allstate Financial business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate®." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to support local communities. Allstate employees and agency owners donated 200,000 hours of service across the country.
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iThe Allstate America's Best Drivers Report® tabulates property damage collision frequency of Allstate insured drivers from 2011-2012.The report analyzes the 200 largest cities from the U.S. Census Bureau's Annual Estimates of the Population for Incorporated Places over 50,000, measured for 2012 as of July 1, 2013. In prior years, neighboring cities that shared zip codes also shared rankings. This only impacted a minimal number of cities; however, in 2014, the report used geolocation to increase accuracy and there are no longer shared rankings. The Allstate Best Drivers Report is produced solely to boost the country's discussion about safe driving and to increase awareness of the importance of being safe and attentive behind the wheel. The report is not used to determine auto insurance rates. U.S. Census Bureau data was used to obtain population and population density factors. For the precipitation factor, National Oceanic and Atmospheric Administration (NOAA) data was utilized.