DENTON, Texas ––In five months, new flood maps for Harrison County, Texas will become effective.
Local, state and federal officials are encouraging everyone to view the maps before Wednesday, Sept. 3, 2014 in order to understand their flood risk and then consider buying flood insurance.
Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).
Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”
To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator. FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat. Maps are available online for review.
FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at and the FEMA Blog at http://blog.fema.gov.