Heritage Bank Sees Great Opportunity on Property Investment in Toowoomba

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Heritage Bank recognizes investors’ potential in Toowoomba after being named as one of the best investment markets in Australia according to HotSpotting.



Toowoomba, Queensland Australia, April 13, 2014 - (PressReleasePoint) - Looking for an affordable break into property investment? Well, it seems Darling Downs residents should look no further than their own doorstep.
 
Toowoomba has been named as one of Australia’s best investment markets in the 2013-14 Top 10 Best Buys report by property website Hotspotting.com.au. Offering all the benefits of urban living without the big city ‘hassles’, a relaxed lifestyle and family-friendly atmosphere, Toowoomba has some of the most affordable homes in Queensland. It offers easy access to the bright lights of Brisbane and the Gold and Sunshine Coasts and as the gateway to the Surat Basin energy corridor; it’s also perfectly positioned to benefit from the energy and mining boom. With its affordability, location, diversity and convenience offering an attractive alternative to the big cities, it’s no wonder investors are lining up to take a look.
 
Looking to secure the financial future with a property portfolio but not sure where to start? Help get investments off the ground and on the right track, with these simple tips.
 

  • Check the overall finances. Before investing, it’s important to get an idea of how much money one can actually afford to invest. This can be as simple as listing all one's assets and incomes and working out the expenses.
  • Start budgeting. See where is the money usually spent and plan for bigger expenses down the line.
  • Do the research. Have an idea of the type of wanted property, the desired area and price range. Look at data on real estate websites covering everything from recent sales in a particular area through to housing hotspot predictions. This can help determine the future success of the property investment.
  • Check the credit rating, before deciding to apply for a loan. This can help understand what information is there, what the lenders will see and whether the application will be successful.
  • Get a pre-approval through the financial institution or a mortgage broker to help speed up processes down the track. Making a relatively high number of credit applications in a short space of time is bad for the credit rating so be careful not to be put in a multiple applications.

Heritage Bank has a range of financial planners across south east Queensland who can help you put in place the right financial plan for possible circumstances.  To set up an appointment, call Heritage on 13 14 22, go to www.heritage.com.au or visit the nearest branch.

Finance, Investment, Real Estate, Toowoomba


Press Contact:
Kathryn Williams
6th Floor 400 Ruthven St., Toowoomba QLD 4350 Australia
13 14 22
http://www.heritage.com.au
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