Home Loan Specialists Launches New Refinancing Tool for Homeowners in Spring, Tomball, The Woodlands, and Houston

Houston, Texas, February 24, 2009 (Press Release Point) -- Home Loan Specialists, Inc., a Texas mortgage boutique, today unveiled a new web-based calculator to assist homeowners in Spring, Tomball, The Woodlands and Houston make better mortgage refinancing decisions. Today's record low mortgage rates have fueled a rush to refinance despite a challenging housing market.

"There's so much misinformation out there regarding when it makes sense to refinance a home loan; we felt homeowners needed a tool that they could easily access anytime, day or night, to help do some preliminary analysis", said Mike Lesmeister, Executive Vice President and a licensed Texas Mortgage Broker.
The tool, available on the firm's web site offers more than 20 different calculators so homeowners can run simulations on the cost savings of refinancing at a lower rate, debt consolidation, reducing the term of a mortgage, or simply evaluating different pricing scenarios.

The new calculator suite complements the company's existing "Refinance Advisor" program that allows a homeowner to enter some detailed information and obtain a customized analysis from one of the firm's loan officers. "We want to have an informed borrower", Lesmeister added. "We're not going to tell you to refinance just so we can make a fee. We want our clients in the right product at the right time".

Home Loan Specialists has quickly become a leading mortgage loan provider in Spring, Tomball, The Woodlands, and Houston because of its high ethical standards, superior client service, transparent pricing, and creative financing solutions. The firm's principals have more than 25 years of financial services experience.