Loan Closings Up Nationwide Between May and June—Nevada sees largest increase in loan closings according to eLynx data

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July 14, 2010

CINCINNATI – July 14, 2010– eLynx, a portfolio company of American Capital (NASDAQ: ACAS), today announced that data compiled from settlement agent activity on itsexpedite

^SMnetwork for electronic document collaboration and distribution indicate that Nevada is currently leading the nation in the rate of loan closings, showing an increase of 59% between May and June 2010. The company regularly reports on the nation’s “hot and cold” markets, measured by loan closing activity throughexpeditefor Mortgage Banking magazine, but has recently begun analyzing its data to reveal regional and national loan origination trends.

A close second is Idaho, with a 58.8% increase over May in loan closings. Overall, the Western region has seen the most growth in loan closings, with a 30.4% positive change between May and June. Closings are up in all regions, with only two states and the District of Columbia suffering a decline. Loan volume is up nationwide, with the Southeast following the Western region at a 20.2% change. The Southwest saw a 17.1% increase, the Northeast 16.6%, and the Midwest 14.5%.

“The market is clearly still reacting to government stimulus, but it's very interesting to see where the government's actions and other market factors are having the most impact,” said Sharon Matthews, eLynx president and CEO. “We have found that our broad industry footprint allows us to provide mortgage professionals across the industry valuable information not available elsewhere that will help them to further understand the markets in which they are working.”

eLynx is currently developing a loan volume index that will help the industry predict which markets will recover most quickly as the U.S. housing industry pulls out of the downturn and then where growth or decline in volume is likely in the future.

This data was compiled usingexpedite, a suite of integrated on-demand services that facilitates paperless business processes between enterprises, their customers and partners. More than 100,000 settlement agents nationwide are registered on the eLynxexpeditenetwork. More than 45 million mortgage loans have been processed throughexpedite.

About eLynx

eLynx, a portfolio company of American Capital (NASDAQ: ACAS), provides the most widely used network for electronic document collaboration and distribution services for the financial services industry. Enterprises use eLynx to capture and maintain data electronically throughout the document life cycle, automating paper-intensive processes, improving workflow, reducing costs and ensuring compliance with industry regulations. eLynx serves more than 500 financial institutions, including 7 of the top 10 banks and has processed over 45 million loans. Over 4,000 enterprises worldwide, comprising more than 4 million users in a broad spectrum of industries, use eLynx's enterprise document output solutions daily. The company was founded in 1994 with headquarters in Cincinnati and offices in Portland, Oregon. It maintains redundant data centers in Beaverton, Oregon and Chicago. For more information, visitwww.elynx.com.

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Chart Data:
Loan Volume is Up Nationwide

Regions: By the Numbers

Midwest:     14.5%
Northeast:   16.6%
Southeast:  20.2%
Southwest:  17.1%
West:         30.4%

Source: eLynx

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Company Contact:

Robert Nilsson
Vice President of Marketing and Market Development
eLynx

rnilsson@elynx.com

Media Contact:

Rick Grant
800-979-9049
570-497-1026 (cell)

rick@rickgrant.net

News Source : Loan Closings Up Nationwide Between May and June—Nevada sees largest increase in loan closings according to eLynx data